Every year, tens of thousands of people die from car-related accidents in Minnesota and all over the United States according to the National Highway Traffic Safety Administration. While each of those deaths is tragic, permanent disability resulting from a car accident can cause nearly equal pain and suffering, both for the injured and for the injured’s family. Often permanent disability arises where the accident involves a semi-truck driver, a motorcyclist, or an exceedingly negligent driver.
You may require need medical care and treatment for the rest of your life.
Serious injuries require lifelong treatment. Though you might not need rigorous treatment for a period of time, as you get older, the natural course of aging will often be intensified by injuries. Therefore, you should consider those associated costs of future treatment and care before you settle.
Though you might believe it is in your best interest to settle as soon as possible to help pay your current bills, if you settle too soon without proper development of your case, then you may lose out on the appropriate settlement amount for your injuries. Remember: once you settle, you cannot go back in time and request additional compensation, even if the new medical evidence supports that you were impacted by the accident more significantly than previously thought.
The personal injury attorney you choose can affect your financial well-being for the rest of your life.
If you have experienced a serious injury in a car accident resulting in a permanent disability, then the insurance company is highly incentivized to settle the case as quickly as possible to limit the potential damages that they will have to pay. However, an experienced attorney will be able to advise you on the appropriate settlement amount as well as the appropriate time to settle.
You might be ashamed of your disability and even ashamed of asking for compensation for your injuries. However, you must remember that you would not be disabled but for someone else’s negligence. You did nothing shameful and are not being “greedy” by negotiating for a fair and just settlement. You are not expecting a “windfall,” but rather an award to cover current and future medical bills, lost wages, pain and suffering, and other associated costs of injury.
If your permanent disability prevents you from working gainfully, then you may be entitled to social security disability benefits.
Depending on your work history or your household assets and income, you may be eligible for social security disability benefits. If the injury sustained in the car accident, along with any other prior impairments, has resulted in limitations that prevent you from being able to perform your past work or other work (depending on your age), then you may qualify if those limitations are expected to last for 12 months or more.
If you hope to work in the future, you can still apply for benefits. However, you should make your personal injury attorney aware of your social security claim or any award (or, in the alternative, your social security disability attorney aware of your personal injury case or settlement) for information and advice on how to prevent one award from negatively impacting the other. A large personal injury award may cease Supplemental Security Income (or income-based benefits) for a period of time if not properly managed.
Whether you live in large cities such as Minneapolis or St. Paul, or in the surrounding regions, it is important to obtain experienced local counsel to assist you in your fight.
Fearing the unknown such as a lifetime of disability is daunting, however, fighting the insurance company does not have to be. If you or a loved one has been seriously injured in a car accident and is now facing permanent disability, please contact us for a free consultation.